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Miami Condo Market Analysis 2026

The definitive analysis of Miami's condo landscape -- from pre-construction pipeline to resale dynamics, post-Surfside regulatory impact, and 5-year absorption forecasts.

52 pages
45 min read
Maria Castillo, Carlos Vega
MC

Maria Castillo

Senior Reporter, Condo Market

CV

Carlos Vega

Research Director

Table of Contents

Executive Summaryp. 3
Market Overview & Key Metricsp. 6
Pre-Construction Pipelinep. 12
Major Developers & Competitive Landscapep. 18
Resale Market Dynamicsp. 24
Post-Surfside Regulatory Impactp. 28
Insurance & Reserve Requirementsp. 34
International Buyer Activityp. 40
Investment Thesis & Valuationp. 44
Risk Assessment & Mitigationp. 48
Appendix: Data Tablesp. 50

Executive Summary

Miami's condo market stands at an inflection point. Following years of record-breaking sales and a wave of new luxury launches, the sector faces a complex mix of strong demand, rising insurance costs, and transformative regulatory changes post-Surfside.

This report provides a comprehensive analysis of Miami's condo landscape, with particular focus on:

• Pre-construction pipeline and absorption rate forecasts • Post-Surfside regulatory environment and compliance costs • Insurance cost trajectory and impact on older inventory • International buyer trends and capital flow patterns

Our analysis indicates that Miami's condo market offers compelling opportunities for well-capitalized investors who understand the regulatory landscape and can navigate rising carrying costs.

Report Preview

Market Overview

Miami-Dade County's condo market recorded over $8.5 billion in sales volume in 2025, with the median condo price reaching $420,000 -- a 12% increase year-over-year. The market is characterized by bifurcation: luxury new construction performing strongly while older inventory faces headwinds from rising insurance and assessment costs.

The past three years have witnessed a fundamental shift in the regulatory environment. Following the Surfside collapse in 2021, Florida's SB 4-D has imposed mandatory structural inspections and reserve funding requirements that are reshaping the economics of older condo buildings.

Key Metrics (2025)

MetricValueYoY Change
Total Sales Volume$8.5B+12.3%
Median Price$420K+11.8%
New Launches14 projects+40.0%
Months of Supply5.8-8.2%

The surge in new launches is particularly noteworthy, indicating developer confidence despite rising construction costs.

Pre-Construction Pipeline

Miami's pre-construction condo market is dominated by several major developers: Related Group, Terra, and OKO Group. Together, these developers account for approximately 60% of the active pipeline.

Brickell Corridor

The Brickell corridor remains Miami's most active condo market, with six new towers in various stages of development. The January 2026 announcement of a $1.2 billion mixed-use project signals continued institutional confidence in the submarket...

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